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- New Orleans, Louisiana
Learn Medicare Parts A, B, C, and D
Understand Medicare Supplements and Medicare Advantage
Learn Medicare costs and get FREE advice
Get comprehensive guidance on Medicare plans in New Orleans, Louisiana without spending a dime. We’re on a mission to empower seniors with a strong, loving life!
MEDICARE PARTS
MEDICARE SUPPLEMENTS
MEDICARE ADVANTAGES
PRESCRIPTION DRUG PLANS
New to Medicare?
We’re here to help you figure out Medicare plans New Orleans, Louisiana, whether you’re nearing retirement or thinking about changing plans. We have easy resources and tips to guide you in finding the right coverage and making the most of your benefits.
Most people become eligible for Medicare when they turn 65.
However, you may also qualify if:
To enroll in Medicare, you can sign up during your Initial Enrollment Period, which begins three months before your 65th birthday and lasts for seven months.
Schedule an appointment with Sharanda, at no cost for you! Appointment is FREE and Sharanda can guide you into the process of Medicare.
Medicare is divided into four main parts, each offering different coverage options:
Part A (Hospital Insurance). This part covers inpatient care in hospitals, skilled nursing facilities, hospice care, and some home health services. Most individuals do not pay a premium for Part A if they or their spouse paid Medicare taxes while working.
Part B (Medical Insurance). Part B covers outpatient care, doctor visits, preventive services, and some home health care. Beneficiaries pay a monthly premium for Part B coverage.
Part C (Medicare Advantage). Medicare Advantage plans are offered by private insurance companies and provide all the benefits of Parts A and B, often including additional services such as vision, dental, and wellness programs.
Part D (Prescription Drug Coverage). This part helps cover the cost of prescription medications. Beneficiaries can choose to enroll in a standalone Part D plan or select a Medicare Advantage plan that includes drug coverage.
Comprehensive coverage. Medicare offers a broad range of services, ensuring you receive the medical attention you need without facing exorbitant out-of-pocket costs.
Access to quality providers. Medicare plans New Orleans Louisiana has a vast network of healthcare providers. You can visit specialists and hospitals nationwide.
Preventive services. Medicare emphasizes preventive care. With coverage for screenings, vaccinations, and annual wellness visits, you can stay proactive about your health.
Financial security. Medicare helps protect you from high medical expenses, providing peace of mind as you navigate your healthcare journey.
If you find yourself in need of additional guidance regarding your Medicare plans New Orleans Louisiana, please do not hesitate to reach out to Sharanda, your insurance agent, for assistance.
Insurance companies pay insurance agents like us. That way, you don’t have to.
Alright, let’s talk! Choose a convenient time on our schedule. We’ll reach out to discuss your needs and provide detailed pricing for the options available in your area.
Sharanda will offer personalized recommendations based on her extensive knowledge in the field. We’ll also help to ensure you get a smooth and efficient sign up process.
Free yourself from the stress of making the wrong choice on your healthcare. Call or email us for questions!
Enrollment in Medicare can be straightforward, but it’s essential to be aware of the timelines and requirements. Here’s a breakdown of the enrollment periods.
Initial Enrollment Period (IEP). This period lasts for seven months, beginning three months before your 65th birthday, including the month of your birthday, and ending three months afterward. Sign up during this time to avoid late penalties.
General Enrollment Period (GEP). If you miss your IEP, you can enroll from January 1 to March 31 each year. Coverage will start on July 1.
Special Enrollment Period (SEP). Certain life events, such as moving or losing other health coverage, may qualify you for a Special Enrollment Period, allowing you to enroll outside the usual timeframes.
Medicare does not cover all healthcare expenses, and understanding potential out-of-pocket costs is essential. Here are some common costs you may encounter.
Premiums. Monthly fees for Part B and Part D coverage.
Deductibles. The amount you pay before Medicare starts to cover services.
Copayments and Coinsurance. The share of costs you pay for services after your deductible is met.
Coverage Gaps. These may include services like long-term care, dental care, and vision care, which are not fully covered by Medicare.
To help manage these costs, many beneficiaries choose to purchase supplemental insurance, known as Medigap, to cover the gaps in Original Medicare.
Your most frequently asked questions about Sharanda and Medicare!
Medicare is a federal health insurance program designed primarily for individuals who are 65 years or older, and it also covers certain younger individuals with disabilities or specific health conditions.
No, Medicare offers different parts to provide coverage for specific services. Original Medicare includes Part A (hospital insurance) and Part B (medical insurance), while Part C (Medicare Advantage) and Part D (prescription drug coverage) are offered through private insurance companies.
Under certain circumstances, such as having a qualifying disability or end-stage renal disease (ESRD), individuals under the age of 65 may be eligible for Medicare.
Most individuals are automatically enrolled in Original Medicare (Part A and Part B) when they turn 65, while others may need to sign up during the Initial Enrollment Period, which typically starts three months before their 65th birthday.
Medicare only covers limited long-term care services, such as skilled nursing care after a hospital stay, and for a limited time. It does not typically cover custodial care or assistance with daily living activities.
I’m connected with The Fussel Group in giving you the best insurance coverages as possible.
I’m offering products through: Aetna, AFLAC, Blue Cross Blue Shield, Cigna, Coventry, Foresters, Gerber Life, Guaranteed Trust Life, Humana, Illinois Mutual, People’s Health, TransAmerica, United Healthcare, and WellCare.
I do consultations for FREE! You should never pay insurance agents for a consultation. It is our job to protect your wellbeing and deliver the best services as possible.
No one should pay for card renewals. You can report these people for Medicare scams.
Yes, many individuals have additional coverage alongside Medicare through employer-sponsored plans, Medicaid, or Medigap (Medicare Supplement Insurance) policies, which can help cover gaps in Medicare coverage, such as deductibles and coinsurance.
Medicare is vital for healthcare coverage for older adults and people with disabilities, easing financial burdens and enhancing quality of life while promoting overall public health.
Ready to take the next step? Contact us today for personalized assistance in your Medicare options. Sharanda is here to help you navigate the various plans, answer your questions, and ensure you get the coverage you need at a price you can afford.
Contact Sharanda, your local insurance agent today!
DISCLAIMER
We do not offer every plan in your area. Currently, we represent nine (9) organizations that offer 113 products in your area.
For Medicare services, please contact medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all your plan options.
Contact Sharanda Strong Henry of Strong Loving Life, your local insurance agent in New Orleans, Louisiana for life insurance, Medicare, and health insurance.
DISCLAIMER
We do not offer every plan in your area. Currently, we represent nine (9) organizations that offer 113 products in your area. For Medicare services, please contact medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all your plan options.
