- +1 (504) 313-LIFE (5433)
- insureme@stronglovinglife.com
- New Orleans, Louisiana
Wide range of options from dental and vision care
Flexible plans allow access to specialists and hospitals
Insurance to cover end-of-life costs to ease burdens for loved ones during difficult times
Finding the right health insurance is essential, providing options like dental and vision coverage. Exploring various plans, including final expense insurance, helps create a personalized package that safeguards your health and finances.
GROUP SUPPLEMENTAL
GROUP HEALTH
VISION INSURANCE
(INDIVIDUAL AND GROUP)
DENTAL INSURANCE (INDIVIDUAL AND GROUP)
DISABILITY INSURANCE (INDIVIDUAL AND GROUP)
Sharanda Strong Henry is a local insurance agent in New Orleans who provides tailored coverage advice, including dental, vision, indemnity, and final expense insurance, helping clients make informed decisions.
Oral health is a crucial component of your overall well-being. Dental insurance helps cover the costs of routine check-ups, cleanings, and necessary procedures!
Finding the best one for you!
Preventive care. Regular dental check-ups and cleanings are essential for preventing issues like cavities and gum disease.
Basic procedures. From fillings to extractions, our dental insurance can help reduce your out-of-pocket expenses for basic procedures.
Major services. Need a root canal or crown? Dental plans often include coverage for major dental work at a reduced cost.
Orthodontics. Some plans offer options for orthodontic care, helping you achieve a straighter smile without breaking the bank.
Good vision is vital for day-to-day life, yet many neglect their eye health. Vision insurance is designed to cover eye exams, glasses, and contact lenses, ensuring that you can see the world clearly.
Some plans may cover:
Routine eye exams. Regular eye check-ups can help detect problems early.
Eyewear coverage. Whether you prefer glasses or contact lenses, some providers will have allowances and discounts to help you afford your options.
Discounts on corrective surgery. Considering LASIK or other corrective procedures? Many vision plans offer discounts, making it easier for you to achieve a clearer vision.
Disability insurance is a type of insurance designed to provide financial support to individuals who are unable to work due to a disability or illness. It helps replace a portion of lost income, ensuring that beneficiaries can maintain their standard of living while they recover.
Some four common coverages included:
Short-term disability coverage. This provides benefits for a limited period, usually ranging from a few weeks to six months, covering temporary disabilities that prevent an individual from working.
Long-term disability coverage. This offers more extended benefits, typically lasting for several years or until retirement age, for serious conditions that result in prolonged inability to work.
Partial disability coverage. This coverage pays benefits if the insured can work part-time or in a different capacity but still suffers a loss of income due to their disability.
Residual disability coverage. This provides financial assistance when an individual can perform some work but experiences a significant reduction in income due to their disability, helping to bridge the gap until they fully recover.
Group supplemental health insurance is a type of insurance that provides additional coverage beyond standard health plans, typically offered by employers or organizations to their members.
It helps fill gaps in coverage, ensuring that individuals have access to necessary medical services without incurring significant out-of-pocket expenses.
Hospitalization benefits. Covers additional costs incurred during hospital stays, such as copayments, deductibles, and services not fully covered by primary health insurance, ensuring members are not burdened by high medical bills.
Critical illness coverage. Provides a lump-sum payment in the event of a serious health condition, such as cancer or heart disease, allowing policyholders to cover treatment costs or other expenses while they focus on recovery.
Accident insurance. Offers financial assistance for injuries resulting from accidents, including emergency room visits, surgeries, and rehabilitation, helping individuals manage unexpected medical expenses.
Preventive care services. Covers routine check-ups, vaccinations, and screenings that may not be fully covered by primary insurance, promoting early detection and overall wellness for members.
This type of health insurance plan is offered to a group, typically by an employer or an organization.
It provides coverage for a group of people, usually employees and their families, allowing them to share the cost of health care and benefit from lower premiums compared to individual plans.
Health insurance generally covers a variety of medical services.
Preventive services. Routine check-ups, vaccinations, and screenings to maintain health and catch potential issues early.
Hospitalization. Costs associated with inpatient care, including surgeries and overnight stays in a hospital.
Prescription medications. Coverage for prescribed medications, helping to reduce out-of-pocket costs for necessary drugs.
Specialist visits. Access to specialist care, including consultations and treatments from medical professionals in various fields.
Personalized consultation. Sharanda takes the time to understand your unique needs and preferences. She’ll recommend the best coverage options for you and your family.
Wide range of coverage options. From dental and vision to indemnity plans and final expense insurance, there are plenty of carriers! This allows you to consolidate your coverage with one trusted provider.
Care and guidance. Navigating the insurance landscape can be complicated. Sharanda stays up-to-date on the latest insurance products and regulations, ensuring you receive accurate information and advice.
Exceptional clientele service. Sharanda is committed to customer satisfaction. As a local, she understands what the community needs. She always answers your questions, addresses your concerns, and assists you with claims or policy changes.
If you find yourself in need of additional guidance regarding your health insurance options, please do not hesitate to reach out to Sharanda, your local insurance agent, for assistance.
Insurance companies pay insurance agents like us. That way, you don’t have to.
Alright, let’s talk! Choose a convenient time on our schedule. We’ll reach out to discuss your needs and provide detailed pricing for the options available in your area.
Sharanda will offer personalized recommendations based on her extensive knowledge in the field. We’ll also help to ensure you get a smooth and efficient sign up process.
Free yourself from the stress of making the wrong choice on your healthcare. Call or email us for questions!
Your most frequently asked questions about Health Care in Louisiana, New Orleans for Strong Loving Life by Sharanda Strong Henry.
Dental insurance usually covers preventive services (like cleanings and X-rays), basic procedures (fillings, extractions), and major procedures (crowns, bridges). Coverage details vary by plan and carrier.
Many dental plans offer coverage for orthodontic services, but this can vary greatly. Check your specific plan for details on coverage and any associated limits.
Most vision insurance plans allow you to get an eye exam once every 12 months. However, check your specific plan for exact details.
While vision insurance is not mandatory, it can be beneficial for routine eye exams and early detection of eye conditions. Even if you don’t wear glasses, an annual eye exam can help maintain overall eye health.
It depends on how you pay the premiums. If your employer pays for the policy, benefits may be taxable. If you pay for it with after-tax dollars, benefits are generally tax-free.
Typically, group supplemental insurance is offered through an employer, and eligibility often includes full-time employees. Some plans may also cover dependents.
Group health insurance is typically offered by employers and covers a group of people, often at a lower cost per person. Individual health insurance is purchased directly by a person or family, which may offer more tailored options but can be more expensive.
Most group supplemental insurance plans do not impose waiting periods for pre-existing conditions, but it’s important to read the specific policy details.
If you leave your job, you may have options that allows you to continue your group health insurance for a limited time, but you will need to pay the full premium.
Yes, under the Affordable Care Act (ACA), most group health insurance plans are required to cover preventive services at no additional cost to the insured. This includes vaccinations, screenings, and annual check-ups.
Health insurance is essential for financial protection against high medical costs, enabling access to necessary healthcare services. It also promotes preventive care, encouraging regular check-ups and early detection of health issues.
Ready to take the next step? Contact us today for personalized assistance in finding the right health insurance policy for you. Sharanda is here to help you navigate your options, answer your questions, and ensure you get the coverage you need at a price you can afford.
Contact Sharanda, your local insurance agent today!
DISCLAIMER
We do not offer every plan in your area. Currently, we represent nine (9) organizations that offer 113 products in your area.
For Medicare services, please contact medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all your plan options.
Contact Sharanda Strong Henry of Strong Loving Life, your local insurance agent in New Orleans, Louisiana for life insurance, Medicare, and health insurance.
DISCLAIMER
We do not offer every plan in your area. Currently, we represent nine (9) organizations that offer 113 products in your area. For Medicare services, please contact medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all your plan options.
