- +1 (504) 313-LIFE (5433)
- insureme@stronglovinglife.com
- New Orleans, Louisiana
Get $2M in coverage starts at $2/day
Coverage average per month at $50
Excellent prices from different carriers
Various life insurance in New Orleans are designed to provide affordable coverage for young professionals, starting families, and budget-conscious individuals, ensuring peace of mind without breaking the bank.
LIFE INSURANCE
TERM LIFE
WHOLE LIFE
FINAL EXPENSE
As a young professional or a young adult navigating your career, personal life, or married life you might feel invincible. After all, you’re in the prime of your life, building your career, and chasing your dreams.
However, life is unpredictable, and while you may not want to think about it, securing your financial future with a life insurance in New Orleans is more important than ever.
Affordability. Life insurance can be affordable, especially when purchased while young and healthy, resulting in lower premiums.
Peace of mind. Life insurance in New Orleans provides peace of mind by ensuring your loved ones’ financial security in unexpected events.
Financial responsibility. Having life insurance reflects your commitment to securing your future and managing your financial obligations.
Debt coverage. Life insurance protects your loved ones from inheriting your debts after your passing.
Building cash value. Certain life insurance policies allow you to build cash value that can be accessed in the future.
TERM LIFE
This is the most affordable option, especially for young adults. It provides coverage for a specified term (usually 10, 20, or 30 years) and pays out a death benefit if you pass away during that term.
Term life insurance is often recommended for young professionals who need a significant amount of coverage at a low cost.
WHOLE LIFE
This type of policy offers coverage for your entire life and includes a cash value component that grows over time.
While it’s more expensive than term life, it can be a good option if you’re looking for lifelong coverage and a savings component.
FINAL EXPENSE
Final Expense Insurance is a type of life insurance designed to cover the costs associated with a person’s funeral and other end-of-life expenses.
It typically requires lower coverage amounts and is aimed at easing the financial burden on family members after the policyholder’s death.
This is the most affordable option, especially for young adults. It provides coverage for a specified term (usually 10, 20, or 30 years) and pays out a death benefit if you pass away during that term.
Term life insurance is often recommended for young professionals who need a significant amount of coverage at a low cost.
This type of policy offers coverage for your entire life and includes a cash value component that grows over time.
While it’s more expensive than term life, it can be a good option if you’re looking for lifelong coverage and a savings component.
Final Expense Insurance is a type of life insurance designed to cover the costs associated with a person’s funeral and other end-of-life expenses.
It typically requires lower coverage amounts and is aimed at easing the financial burden on family members after the policyholder’s death.
If you find yourself in need of additional guidance regarding your life insurance options, please do not hesitate to reach out to Sharanda, your local insurance agent, for assistance.
Insurance companies pay insurance agents like us. That way, you don’t have to.
Alright, let’s talk! Choose a convenient time on our schedule. We’ll reach out to discuss your needs and provide detailed pricing for the options available in your area.
Sharanda will offer personalized recommendations based on her extensive knowledge in the field. We’ll also help to ensure you get a smooth and efficient sign up process.
Free yourself from the stress of making the wrong choice on your healthcare. Call or email us for questions!
The amount needed varies based on personal circumstances, such as income, debts, and the number of dependents. A common guideline is to have coverage equal to 10-15 times your annual income.
Premiums are influenced by age, health, lifestyle, occupation, coverage amount, and the type of policy chosen. For healthy people, insurance cost may be lower than those with lifestyle of smoking and such.
Term life insurance provides coverage for a specific period, while whole life insurance offers lifelong coverage and includes a cash value component that grows over time.
Cash value is a savings component found in permanent life insurance policies. It accumulates over time and can be borrowed against or withdrawn, but doing so may reduce the death benefit.
It depends on the carrier, but, yes, many policies allow for changes, such as increasing coverage, converting from term to whole life, or adding riders for additional benefits.
Missing a premium payment may lead to a grace period, during which the policy remains active. If not paid, the policy may lapse, resulting in loss of coverage.
Some carriers do! Yes, but it may impact your premiums or eligibility. Some insurers may offer guaranteed issue policies with limited coverage for those with serious health issues.
Yes, you can have multiple policies from different insurers, allowing you to tailor coverage based on varying needs.
Yes, but, be aware of any potential surrender charges or implications for the death benefit.
The best age to buy life insurance is often in your 20s or 30s, as premiums are generally lower when you are younger and healthier.
Life is full of possibilities, and by securing a life insurance in New Orleans now, you can focus on making your dreams a reality, knowing you’ve taken the necessary steps to protect what matters most. Don’t leave your future to chance.
Ready to take the next step? Contact us today for personalized assistance in finding the right life insurance policy for you. Sharanda is here to help you navigate your options, answer your questions, and get you the protection you need at a price you can afford.
Contact Sharanda, your local insurance agent today!
DISCLAIMER
We do not offer every plan in your area. Currently, we represent nine (9) organizations that offer 113 products in your area.
For Medicare services, please contact medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all your plan options.
Contact Sharanda Strong Henry of Strong Loving Life, your local insurance agent in New Orleans, Louisiana for life insurance, Medicare, and health insurance.
DISCLAIMER
We do not offer every plan in your area. Currently, we represent nine (9) organizations that offer 113 products in your area. For Medicare services, please contact medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all your plan options.
